Frequently Asked Questions
A continuum of care is a series of living options with various levels of support within a senior living community. Kingsway Community offers Independent Living residences, Assisted Living, Memory Care as well as Skilled Nursing and Rehabilitation all on one campus. Our team of collaborative specialists work closely with seniors and families to ensure peace of mind, and residents have priority access to additional levels of care as needs change over time, all without leaving the familiar comfort of the place they call home.
Yes, we offer post-hospital rehabilitation services that include physical, occupational and speech therapies for short-term stays as an intermediate step from hospital to home. Therapies are offered 6 days of the week.
Medicare and Medicaid are both government programs in the United States that provide healthcare coverage to specific groups of people, but they serve different purposes and target different populations.
Eligibility:
Medicare: Medicare is a federal program that is generally for people who are 65 and older or those who have a qualifying disability. Medicare is made up of four parts, Medicare Part A (Hospital Insurance) and Part B (Medical Insurance), which are provided by the federal government. Then there’s Medicare Part C (often called Medicare Advantage, an alternative to original Medicare) and Part D (Prescription Drug Coverage). Medicare Part A and Part B coverage is standard, but Part C and Part D, while federally governed, are provided by private insurance companies and will vary based in terms of coverage provided depending on the plan, the insurance provider and your location.
Medicaid: Medicaid, on the other hand, is a joint federal and state program that provides healthcare coverage to low-income individuals, families and people with disabilities. States determine eligibility and program specifics can vary, yet each state must adhere to federal guidelines. For Medicaid, the amount of costs/premiums/copays an individual is responsible for depends on income and their state’s program.
Coverage:
Medicare: Primarily covers hospital care (Part A) and, if qualified, up to 100 days of short-term rehabilitation in a skilled nursing center (accompanied by a 3-day minimum inpatient stay in a hospital). Part B covers medical services such as physician visits and ambulance transportation. As an example, Medicare may cover a short-term rehabilitation stay in a skilled nursing facility, such as after surgery, but it does not provide long-term care coverage. Beneficiaries typically pay premiums, deductibles, and co-payments for certain services, depending on the specific program/plan they choose.
Medicaid: Medicaid benefits vary by state, but they typically include a broader range of healthcare services, such as doctor visits, hospital care, prescription drugs, and long-term care services. Medicaid is designed to assist low-income individuals, and most beneficiaries do not pay premiums or they have minimal cost-sharing requirements. Medicaid benefits are generally not portable across state lines.
To learn more details on the differences between these two health coverage benefit programs, visit the National Council on Aging website.
- Medicare (referred to below as “Original Medicare”)
- Medicare Advantage Plan (MAP)
Original Medicare includes Part A (hospital insurance) and Part B (medical insurance). As mentioned above, Part A may cover up to 100 days of short-term rehabilitation in a skilled nursing center, but it does not provide long-term care coverage. Part B covers medical services such as physician visits and ambulance transportation. Beneficiaries typically pay premiums, deductibles, and co-payments for certain services, depending on the specific program/plan they choose. With Original Medicare you can opt to buy supplemental insurance known as Medigap (or Medicare Supplement Insurance) offered by private insurers, plus you can enroll in a Medicare Part D program (Prescription Drug Coverage, only offered by private insurers) if you want prescription drug coverage. Original Medicare allows you to see any healthcare provider that accepts Medicare. There are no network restrictions and it is portable from state to state.
Medicare Advantage Plans (MAPs, also known as Medicare Part C) combine Part A, Part B, and often Part D coverage into a single plan. They may also include additional benefits such as dental, vision, and fitness programs. MAPs are offered by private insurance companies that have contracts with the federal government, and come in various types, including Health Maintenance Organizations (HMOs), Preferred Provider Organizations (PPOs), Private Fee-for-Service (PFFS) plans and more. Medicare Advantage plans typically use provider networks, yet some types of plans offer greater portability.
To learn more details on the differences between these two health coverage benefit programs, visit the National Council on Aging website.
Yes! Kingsway Manor Assisted Living & Memory Care Center offer Respite Stays which can be anywhere from one to six weeks long. A respite or short-term stay can be an ideal bridge of care for those who need day-to-day supportive services for a short period of time, such as after a hospital or rehabilitation stay, or when a primary care giver is away or needs a break. It can also offer a “trial experience” before deciding on a permanent move to an Assisted Living or Memory Care residence, so you know our community is a good fit.
To learn more about the comparisons between these health coverage options, visit the National Council on Aging website.
Kingsway Community does not require a “Buy-In” or Entrance Fee. We have, however, developed an innovative program (Master Trust Agreement) for residents of Kingsway Village Apartments that is designed to ensure our residents long-term financial independence. Parkland Garden Apartments provides a more traditional monthly rent structure for those not wishing to fund the Master Trust Agreement. Our Senior Living Specialist can provide the details.
Our Independent Living Apartment residents are welcome to bring a well-behaved cat or small dog to live with them, subject to the Residence Services Manager’s approval. Residents in our assisted living, memory care and skilled nursing residences are not permitted to bring a pet to live with them.
Yes! Our transportation team considers medical appointments to be a priority. In addition, they also provide transportation to scheduled outings such as weekly shopping trips, religious services and planned excursions to area attractions.
Yes. Smoking, vaping or the use of e-cigarettes or pipes, regardless of the substance smoked or vaporized, are prohibited on the grounds and residences of Kingsway Community.